More than 99 percent of Arizona's businesses are considered small, with more than 40 percent of Arizona employees working for small businesses, according to the U.S. Small Business Administration.
A study by Civic Economics found that when $100 is spent at a locally-owned business, that business puts $47 back into the local economy while the total is just $13 for non-local businesses.
Licenses set to expire during week ending January 2
| License Holder | License Type | Lapse Date | Issued Date |
|---|---|---|---|
| Altisource Fulfillment Operations, Inc., Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 04/25/2013 |
| Anchor Nationwide Loans, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 12/15/2015 |
| Angel Oak Home Loans, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 08/04/2014 |
| Angel Oak Mortgage Solutions, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 07/21/2014 |
| Bankrate, LLC, Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 10/02/2018 |
| Castle Mortgage Corporation, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 06/03/2013 |
| Community Mortgage Funding, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 09/17/2013 |
| Credit Karma Mortgage, Inc., Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 06/05/2018 |
| E Mortgage Management, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 10/16/2015 |
| Equity Prime Mortgage, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 10/11/2012 |
| Full Beaker, Inc., Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 08/01/2013 |
| Full Beaker, Inc., Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 07/19/2016 |
| Full Beaker, Inc., Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 07/19/2016 |
| Full Beaker, Inc., Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 07/19/2016 |
| Geo-Corporation, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 03/11/2014 |
| Homeplus Corporation, Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 09/11/2017 |
| Ignite Funding, LLC, Phoenix, AZ Branch | Commercial Mortgage Broker | 12/31/2020 | 01/21/2016 |
| JMAC Lending, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 08/29/2016 |
| JMAC Lending, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 05/03/2019 |
| Lamar Guerra | Dispensing Optician | 12/31/2020 | 04/03/2000 |
| Lending 3, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 06/01/2018 |
| LJK Processing, Inc. | Mortgage Broker | 12/31/2020 | 01/29/2020 |
| Low VA Rates, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 02/13/2014 |
| Malibu Funding, Inc., Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 04/05/2007 |
| Mid-Continent Funding, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 04/06/2017 |
| Mid-Continent Funding, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 02/21/2018 |
| Mid-Continent Funding, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 02/21/2018 |
| Mortgage Research Center, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 08/24/2020 |
| Mortgage Research Center, LLC, Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 08/24/2020 |
| Nexera Holding, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 05/18/2015 |
| Nexera Holding, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 05/18/2015 |
| Nexera Holding, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 08/08/2017 |
| Nexera Holding, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 08/08/2017 |
| Paragon Mortgage Services, Inc., Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 02/28/2012 |
| Prime Choice Funding, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 04/03/2017 |
| Prime Choice Funding, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 04/17/2020 |
| Priority 1 Lending, LLC, Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 06/24/2020 |
| R M K Financial Corporation, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 04/04/2014 |
| Recovco Mortgage Management, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 06/14/2016 |
| Recovco Mortgage Management, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 12/11/2018 |
| RIGHT CHOICE LENDING Corporation, PHOENIX, AZ Branch | Mortgage Broker | 12/31/2020 | 05/04/2018 |
| SBBNet, Inc., Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 05/12/2017 |
| Sovereign Lending Group, Inc., orporated, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 09/10/2013 |
| Sprout Mortgage, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 05/15/2019 |
| Triad Financial Services, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 03/17/2009 |
| Zenta Mortgage Services, LLC, Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 01/14/2011 |
| Ruslan Zakurdayev | Barber | 01/02/2021 | 10/24/2013 |