More than 99 percent of Arizona's businesses are considered small, with more than 40 percent of Arizona employees working for small businesses, according to the U.S. Small Business Administration.
A study by Civic Economics found that when $100 is spent at a locally-owned business, that business puts $47 back into the local economy while the total is just $13 for non-local businesses.
Licenses set to expire during week ending January 2
| License Holder | License Type | Lapse Date | Issued Date |
|---|---|---|---|
| Able Financial, Inc., Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 05/15/2020 |
| Accelerate Mortgage, LLC, Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 03/01/2018 |
| Alex James Tellez | Dispensing Optician | 12/31/2020 | 09/02/2009 |
| All Coast Lending, Inc. | Mortgage Broker | 12/31/2020 | 09/02/2015 |
| Alpha Recovery Corporation, Mesa, AZ Branch | Collection Agency | 12/31/2020 | 09/08/2016 |
| American Financial Mortgage Services, Inc., Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 01/12/2017 |
| American Financing Corporation, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 01/10/2014 |
| American Life Financial Corporation | Mortgage Banker | 12/31/2020 | 07/06/2007 |
| American VA Loans, Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 01/25/2019 |
| Amerifirst Financial, Inc. | Mortgage Banker | 12/31/2020 | 10/01/1992 |
| Amerifirst Financial, Inc. | Mortgage Banker | 12/31/2020 | 10/26/2017 |
| Amerifirst Financial, Inc. | Mortgage Banker | 12/31/2020 | 08/24/2018 |
| Amiri Financial, Inc. | Mortgage Broker | 12/31/2020 | 07/28/2000 |
| Andrew Kyle Bradford | Dispensing Optician | 12/31/2020 | 10/07/2008 |
| Angela Mary McIlvoy | Dispensing Optician | 12/31/2020 | 11/09/2017 |
| Arizona Academy of Emergency Services | Non-Accredited Vocational | 12/31/2020 | 11/04/2014 |
| Arizona College - Mesa | Accredited Vocational and Degree | 12/31/2020 | 05/10/2012 |
| Arizona Lending Source, Inc. | Mortgage Broker | 12/31/2020 | 04/24/2003 |
| Arizona Medical Training Institute, Inc. | Non-Accredited Vocational | 12/31/2020 | 10/25/2007 |
| Ark-La-Tex Financial Services, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 08/25/2020 |
| Aslan Home Lending Corporation, Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 01/15/2020 |
| Assurance IQ, LLC, Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 07/21/2020 |
| Axia Financial, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 09/27/2018 |
| Bay-Valley Mortgage Group, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 07/10/2017 |
| Bay-Valley Mortgage Group, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 07/12/2019 |
| Belem Servicing, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 05/31/2017 |
| Bell Rock Lending, LLC | Mortgage Broker | 12/31/2020 | 04/23/2015 |
| Bench Equity, L.L.C. | Mortgage Banker | 12/31/2020 | 01/15/2013 |
| Best Arizona Mortgage, LLC | Mortgage Broker | 12/31/2020 | 04/14/2020 |
| Blackstad, Hrabe, Kirkorsky, LLC. | Collection Agency | 12/31/2020 | 04/28/2015 |
| Blackstad, Hrabe, Kirkorsky, LLC., Mesa, AZ Branch | Collection Agency | 12/31/2020 | 03/03/2016 |
| Blue Brick Financial, LLC | Mortgage Broker | 12/31/2020 | 07/12/2007 |
| BoardRE, Inc., Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 08/16/2019 |
| Boomerang Acceptance, LLC | Mortgage Banker | 12/31/2020 | 05/14/2019 |
| Brian D. Gross | Dispensing Optician | 12/31/2020 | 09/17/1998 |
| Bridgecrest Credit Company, LLC | Collection Agency | 12/31/2020 | 01/06/2016 |
| Brookstone Mortgage Corporation, Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 07/15/2013 |
| CalCon Mutual Mortgage, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 07/08/2013 |
| Caliver Beach Mortgage, LLC, Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 08/18/2016 |
| Cardinal Financial Company, Limited Partnership, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 09/06/2019 |
| Carlos Nuño | Behavior Analyst | 12/31/2020 | 10/29/2015 |
| Carpenter Home Loans, LLC | Mortgage Broker | 12/31/2020 | 04/30/2020 |
| Carrington College - Mesa Campus | Accredited Vocational and Degree | 12/31/2020 | 03/16/1998 |
| Cherry Creek Mortgage Company, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 04/23/2009 |
| Citywide Home Loans, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 12/07/2017 |
| Combios, LLC | Commercial Mortgage Broker | 12/31/2020 | 06/18/2018 |
| Corum Financial Services, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 04/02/2019 |
| Courtney Paige McHenry | Dispensing Optician | 12/31/2020 | 01/08/2020 |
| CR Funding, Inc., Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 09/18/2019 |
| Cris T. Hintz | Dispensing Optician | 12/31/2020 | 12/08/2008 |
| Crossmark Financial Corporation, Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 07/16/2013 |
| Crown Mortgage of the West, LLC | Mortgage Broker | 12/31/2020 | 05/17/2019 |
| Deborah Ann Wright | Dispensing Optician | 12/31/2020 | 03/14/2016 |
| Define Mortgage Solutions, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 07/26/2018 |
| Define Mortgage Solutions, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 07/30/2018 |
| Define Mortgage Solutions, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 07/31/2018 |
| Define Mortgage Solutions, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 08/02/2018 |
| Define Mortgage Solutions, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 08/20/2018 |
| Diane M. Rafferty | Dispensing Optician | 12/31/2020 | 09/03/2014 |
| Donald R. Durham | Psychologist | 12/31/2020 | 06/14/1991 |
| Doris A. Mah | Dispensing Optician | 12/31/2020 | 06/07/1979 |
| Durk Dopp | Dispensing Optician | 12/31/2020 | 03/10/2010 |
| Echo Home Loans, LLC | Mortgage Broker | 12/31/2020 | 10/16/2019 |
| Emily Anne Paulsen | Dispensing Optician | 12/31/2020 | 10/27/2008 |
| Ennkar, Inc., Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 12/30/2013 |
| Expfunding, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 04/01/2020 |
| Fairway Independent Mortgage Corporation, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 08/18/2017 |
| Fairway Independent Mortgage Corporation, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 03/09/2018 |
| Fast Track Asset Recovery, LLC | Collection Agency | 12/31/2020 | 01/11/2019 |
| Fernando Felix Arellano | Dispensing Optician | 12/31/2020 | 10/27/2017 |
| Finance of America Mortgage, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 04/24/2019 |
| Finance of America Reverse, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 08/31/2012 |
| Finance of America Reverse, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 01/21/2020 |
| Five Star Partnership, LLC, MESA, AZ Branch | Mortgage Broker | 12/31/2020 | 08/22/2017 |
| Four Clover Homes, Inc., Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 09/12/2019 |
| Fu Jing Funding Limited Liability Company | Mortgage Broker | 12/31/2020 | 02/21/2007 |
| Global Asset Agency, Inc. | Collection Agency | 12/31/2020 | 10/12/2018 |
| Groves Capital, Inc., Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 07/09/2020 |
| Guaranteed Rate Affinity, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 05/08/2017 |
| Guaranty Solutions, LLC | Collection Agency | 12/31/2020 | 06/10/2014 |
| Haley Louise Collins | Dispensing Optician | 12/31/2020 | 12/04/2019 |
| Hard Money Loan Service, LLC | Mortgage Broker | 12/31/2020 | 12/20/2010 |
| HighTechLending, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 11/08/2011 |
| HighTechLending, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 09/26/2016 |
| HLN Group, Inc., Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 07/24/2020 |
| HomeBridge Financial Services, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 08/17/2018 |
| Homequest Mortgage, LLC | Mortgage Broker | 12/31/2020 | 09/17/2002 |
| Hometown Lenders, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 08/03/2018 |
| Homie Loans, LLC, Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 03/05/2018 |
| Hugo E. Dittfach III | Certified Residential Appraiser | 12/31/2020 | 12/02/1996 |
| Imix Mortgage Company, Inc. | Mortgage Broker | 12/31/2020 | 01/25/2016 |
| Insight Mortgage Lending, LLC | Mortgage Broker | 12/31/2020 | 08/03/2004 |
| Integrity First Lending, LLC, Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 10/29/2019 |
| IP Advisors, Inc. | Mortgage Broker | 12/31/2020 | 10/02/2018 |
| IP Advisors, Inc., Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 10/02/2018 |
| iServe Residential Lending, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 05/24/2018 |
| Jennifer S. Siegel | Certified Residential Appraiser | 12/31/2020 | 12/08/2006 |
| Jessica C. Lopez | Dispensing Optician | 12/31/2020 | 09/04/2014 |
| JFK Financial, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 08/05/2015 |
| John R. Hilgenberg | Dispensing Optician | 12/31/2020 | 07/09/2002 |
| Juan Carlos Santana | Dispensing Optician | 12/31/2020 | 04/01/2020 |
| Kaitlin N. Jones | Behavior Analyst | 12/31/2020 | 06/04/2018 |
| KDA Home Financial, LLC | Mortgage Broker | 12/31/2020 | 09/03/2014 |
| Kearsten Shay Goettl | Dispensing Optician | 12/31/2020 | 03/03/2016 |
| Key City Lending, Inc., Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 04/05/2017 |
| Knock Lending, LLC, Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 04/02/2020 |
| Knock Lending, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 04/22/2020 |
| KRF Financial, LLC | Mortgage Broker | 12/31/2020 | 04/01/2004 |
| Ladera Lending, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 06/25/2014 |
| LeaderOne Financial Corporation, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 11/02/2018 |
| LeBaron & Carroll Mortgage, LLC | Mortgage Broker | 12/31/2020 | 11/08/2007 |
| LemonBrew Lending Corporation, Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 10/05/2016 |
| Lender Express Mortgage, LLC, Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 07/24/2020 |
| loanDepot.com, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 05/01/2017 |
| loanDepot.com, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 09/24/2018 |
| Louie Novak | Loan Originator | 12/31/2020 | 06/19/2018 |
| Marco Antonio Rubio | Dispensing Optician | 12/31/2020 | 08/01/2018 |
| Margaret M. Peters | Dispensing Optician | 12/31/2020 | 06/04/2008 |
| Maria D. Quiroz | Dispensing Optician | 12/31/2020 | 10/22/2010 |
| Maripat Wiens | Dispensing Optician | 12/31/2020 | 03/09/1988 |
| Master Home Loans, LLC | Mortgage Broker | 12/31/2020 | 07/31/2019 |
| Mesa Mortgage, Inc. | Mortgage Broker | 12/31/2020 | 07/29/1999 |
| Metropolitan Home Mortgage, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 01/09/2006 |
| Michael C. Oase | Dispensing Optician | 12/31/2020 | 04/01/1992 |
| Michael H. Clement | Certified General Appraiser | 12/31/2020 | 12/27/1991 |
| Michael J. Snider | Certified Residential Appraiser | 12/31/2020 | 12/11/2006 |
| Midwest Equity Mortgage, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 03/02/2017 |
| Midwest Equity Mortgage, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 02/28/2019 |
| MKS Lending, LLC | Mortgage Broker | 12/31/2020 | 12/16/2015 |
| MKS Lending, LLC | Mortgage Banker | 12/31/2020 | 06/18/2019 |
| ML Mortgage Corporation, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 09/27/2018 |
| Moria Development, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 03/22/2016 |
| Moria Development, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 09/20/2016 |
| Mortgage Processing Group, LLC | Mortgage Broker | 12/31/2020 | 11/20/2017 |
| Nation Point Financial Services, Inc., Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 08/19/2020 |
| Nations Reliable Lending, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 01/19/2018 |
| Native Partnership for Housing, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 01/28/2016 |
| NewRez, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 05/11/2012 |
| NewRez, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 01/09/2014 |
| Nicole Danielle Henson | Behavior Analyst | 12/31/2020 | 06/22/2016 |
| Noble Home Loans, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 08/20/2018 |
| Pima Medical Institute - East Valley Campus | Accredited Vocational and Degree | 12/31/2020 | 07/10/2008 |
| Pima Medical Institute - Mesa Campus | Accredited Vocational and Degree | 12/31/2020 | 11/27/1987 |
| Planet Home Lending, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 03/10/2015 |
| PrimeLending, A PlainsCapital Company, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 05/14/2018 |
| Provident Funding Associates, L. P. , Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 01/04/2008 |
| Quicker Loans, LLC | Mortgage Broker | 12/31/2020 | 03/17/2020 |
| Rabo AgriFinance, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 04/21/2014 |
| ReallyGreatRate, Inc., Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 10/07/2019 |
| Robert Allen Weber | Dispensing Optician | 12/31/2020 | 09/03/2014 |
| Rose M. Goepfert | Dispensing Optician | 12/31/2020 | 04/07/1990 |
| RoundPoint Mortgage Servicing Corporation, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 08/25/2016 |
| Safen Group, LLC | Collection Agency | 12/31/2020 | 11/16/2016 |
| Santander Consumer USA, Inc., Mesa, AZ Branch | Collection Agency | 12/31/2020 | 03/01/2016 |
| Sara L. Bashore | Certified Residential Appraiser | 12/31/2020 | 12/27/2012 |
| Secured Mortgage Processing, LLC | Mortgage Broker | 12/31/2020 | 09/05/2018 |
| SecurityNational Mortgage Company, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 04/23/2015 |
| SecurityNational Mortgage Company, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 06/26/2018 |
| SecurityNational Mortgage Company, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 04/21/2020 |
| SecurityNational Mortgage Company, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 06/17/2020 |
| Siwell, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 04/20/2012 |
| Smart Choice Financial Services, LLC | Mortgage Broker | 12/31/2020 | 01/13/2010 |
| Southwest Physician Solutions, LLC | Collection Agency | 12/31/2020 | 01/14/2014 |
| Spectrum Finance, LLC | Mortgage Broker | 12/31/2020 | 08/06/2013 |
| Spring EQ, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 06/06/2017 |
| Starwest Mortgage Corporation | Mortgage Broker | 12/31/2020 | 12/09/2003 |
| Stephen John Anthony | Psychologist | 12/31/2020 | 05/14/1977 |
| Steven Llyod Group, Inc. | Collection Agency | 12/31/2020 | 07/14/2016 |
| Suburban Mortgage, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 11/05/2004 |
| Sun American Mortgage Company | Mortgage Banker | 12/31/2020 | 10/01/1987 |
| Surefire Mortgage Group, LLC, Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 08/17/2020 |
| Symmetry Lending, LLC, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 05/24/2018 |
| Synergy One Lending, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 02/25/2020 |
| Synergy One Lending, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 07/22/2020 |
| Team Work Mortgage, Inc. | Mortgage Broker | 12/31/2020 | 06/08/2000 |
| THE Wisdom Companies, LLC, Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 08/23/2006 |
| Theardis Williams Jr. | Dispensing Optician | 12/31/2020 | 04/04/2013 |
| Thomas Howard Leckey | Dispensing Optician | 12/31/2020 | 09/11/2013 |
| Towne Mortgage Company, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 05/23/2017 |
| Towne Mortgage Company, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 08/14/2017 |
| True Path Loans, Inc., Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 08/28/2020 |
| Union Home Mortgage Corporation, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 08/09/2018 |
| United Mortgage Financial Group, Inc. | Mortgage Broker | 12/31/2020 | 04/14/2004 |
| Urban Fulfillment Services, LLC, Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 03/12/2013 |
| USA Private Money, LLC | Commercial Mortgage Broker | 12/31/2020 | 07/30/2019 |
| Valerie M. Smith Ed. | Behavior Analyst | 12/31/2020 | 07/31/2018 |
| Valley West Corporation, Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 01/30/2017 |
| Versara Capital, LLC | Mortgage Banker | 12/31/2020 | 09/27/2017 |
| Vertex Financial Group, Inc., Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 07/12/2004 |
| Walker Mortgage Company | Mortgage Broker | 12/31/2020 | 12/07/2017 |
| Wallick & Volk, Inc., Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 01/12/2012 |
| Walter Reisner | Dispensing Optician | 12/31/2020 | 10/01/2002 |
| Walters Real Estate, LLC | Commercial Mortgage Broker | 12/31/2020 | 02/22/2018 |
| Wells Fargo Clearing Services, LLC, MESA, AZ Branch | Mortgage Broker | 12/31/2020 | 05/22/2009 |
| Wemlo, Inc., Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 07/15/2019 |
| WESTERN EXPRESS LENDING, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 08/28/2019 |
| Windsor Mortgage, Inc. | Mortgage Broker | 12/31/2020 | 04/07/2015 |
| WINNPOINTE CORPORATION, Mesa, AZ Branch | Mortgage Banker | 12/31/2020 | 10/04/2016 |
| Wipro Gallagher Solutions, LLC, Mesa, AZ Branch | Mortgage Broker | 12/31/2020 | 06/07/2016 |
| Abdulwahhab Abdulwahhab | Barber | 01/01/2021 | 12/05/2018 |
| Kellie H. Bliven | Athletic Trainer | 01/01/2021 | 10/07/2008 |